If you’re considering selling your house as a Short Sale and have a Conventional mortgage then the Home Affordable Foreclosure Alternative Program (HAFA) may be for you.

But if your loan is a FHA mortgage, there is a different program called HUD Pre-foreclosure Sale Program (PFS) and you can learn the benefits in this link. HUD Mortgagee Letter 2008-43 Pre Foreclosure

If you need assistance considering whether to do a Short Sale give me a call at 520.282.1417 so I can help you through this challenging process.